Managing wealth is more than simply managing money - it’s about understanding what matters most to you and building a thoughtful strategy around it. Our approach is both structured and holistic; it is also appropriately tailored to your specific needs. We subscribe to the idea that starting with simplicity is often preferred and that time in the market is generally more important than timing the market*. However, we also remain attentive to complexity and the impact of major life events—business sales, liquidity changes, family transitions, or tax considerations—adjusting strategy when warranted. We are here not just to manage money but to be thoughtful of what positioning is appropriate with everything else going on in your life. As a fee‑only fiduciary, we offer portfolio management, financial planning, and financial education either as an integrated advisory relationship or as standalone services—meeting you where you are and partnering as your needs evolve. *(All investing involves risk, including loss of principal.)

We have also lived the market from multiple vantage points: institutional macroeconomic, fixed income and equity strategy research, M&A and restructuring, legal, risk management, treasury and strategic corporate finance. We build our portfolios based on modern portfolio theory concepts and inform our market views with this broad experience - we see our role as positioning clients in ways appropriate to their requirements and risk profiles (see here for ADV brochure disclosures), expressing our market views transparently and cost-consciously. Because we both manage client portfolios directly and provide ongoing advice, we are well-positioned to outline our reasoning and how that reasoning fits with your broader objectives.

Finally, we really mean it when we say “holistic” - when we build wealth strategies, we take a broad perspective and bring an open mind to your overall position and objectives. This means understanding the nature of your assets and liabilities exposure, both traditional financial and non-financial, and how your overall personal or family wealth is positioned in light of potential market risks and opportunities; we consider scenarios and discuss those scenarios with you, informing our plan. We can also advise on non-financial exposure such as collectibles, vehicles, art, real estate, precious metals and other diversifying assets, including their impacts on your family’s asset portfolio, income, expense and risk profile. We help you consider how these assets fit into your overall wealth, estate, and risk profile, and coordinate with qualified professionals for specialized advice. While we may also provide high-level guidance on valuation, insurance and tax considerations, we are not tax, legal, or appraisal experts — as we identify relevant issues we can work with your tax and legal advisors to craft solutions specific to your needs.

A more in-depth discussion of each of our services is provided here. Regardless of how you wish to partner with us on your financial journey, we look forward to working with you and seeing what we can accomplish together.